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Dynamic CVV Cards

Payment Protection
Customers Can See.

A changing three-digit security code helps protect online payments when card data is stolen. Security becomes visible, understandable and built into the card.

Changing Code Battery-Free Familiar Card Experience

Built-in Protection

The Security Code That Refuses to Stay Stolen.

The Dynamic CVV card replaces a fixed security code with a visible, changing layer of online payment protection.

E-paper Display / Detail View

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Always On. Ready to Change.

A Code That Changes

A changing three-digit security code on an always-on e-paper display replaces the static CVV.

Power Without a Battery

Power harvesting from an EMV terminal supports the display without a battery inside the card.

Designed for the Card You Know

An EMV chip-agnostic design, contact or contactless support, and a familiar ISO ID-1 card format.

The Protection Journey

Refresh the Code. Break the Fraud Chain.

From the card itself to the way it is issued, refreshed and understood.

Security Built In

Bring the physical card, e-paper display and payment credentials together.

Physical Card / E-paper Display / Payment Credentials

Active Protection

Refresh the code through card use or an issuer app. Previously copied codes are no longer current.

Changing CVV / App Refresh / Stolen-Data Protection

Security at Scale

Connect EMV-ready production with premium onboarding and cardholder education.

EMV-Ready Production / Premium Onboarding / Cardholder Education

See the Code Change

The Code Changes. The Confidence Stays.

Show customers the security layer protecting online transactions. Explore a refresh after POS use, ATM use or an issuer app action.

After a Point-of-Sale Payment

Illustrate the security code changing after the card is used at a payment terminal.

Before payment: the three-digit code is visible on the card.

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Your Card. A New Code.

The TOPPAN Advantage

Give Payment Security a Physical Signal.

dCVV turns online payment protection into a visible premium feature customers can understand in seconds.

  • A familiar three-digit code for online payments.
  • Visible protection in the cardholder’s hand.
  • A clear feature to introduce during onboarding.
Online Payment

Card Number

•••• •••• •••• 2048

Security Code

719

Read from Your Card

The Technical Foundation

Built to Change the CVV Code, Not the Customer Habit.

Battery-free display technology and a familiar card format connect visible security with the existing payment experience.

  • Changing three-digit security code
  • Always-on e-paper display
  • Battery-free EMV terminal power harvesting
  • ISO 7810 ID-1 compatible drop-in module
  • EMV chip-agnostic design
  • Contact or contactless support
  • App-based code refresh or clear option

Cardholder Preference

68%

would pay extra for dCVV protection.

Source: TOPPAN deck.

The same deck ranks fraud protection among the top three banking considerations.

Make Payments Safer from the Card Out.

Build a dCVV card programme that makes online payment security visible, premium and easier to trust.

Your Card Programme

  • Code Refresh
  • App Control
  • Online Payment Protection